Category: Finance

Don Plotsky discusses how a portfolio allocation to Specialty Finance can enhance portfolio performance, reduce risk, and create Predictable Income. Listen to the interview on the Business Innovators Radio Network:  https://businessinnovatorsradio.com/interview-with-don-plotsky-co-founder-of-alternative-income-solutions-discussing-predictable-income-with-specialty-finance/# Specialty Finance involves using various strategies to create a steady stream of income that can be counted on every month, with low volatility and little or no correlation to broad market indices. With a combination of risk management, asset diversification, and tactical structuring it is possible to develop a compelling portfolio within the portfolio that can generate reliable monthly…

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Tom Rutkowski discusses the innovative concept of Private Banking. Questions covered in this interview include: What exactly is private banking? So which is better, whole life or IUL? I heard IUL is riskier. Is that true? Listen to the interview on the Business Innovators Radio Network:  https://businessinnovatorsradio.com/interview-with-tom-rutkowski-president-of-innovative-retirement-strategies-discussing-private-banking/ Tom explained: “A maximum overfunded life insurance policy is a type that allows an individual to build up far more cash value than a typical life insurance policy. This extra cash value can be leveraged using policy loans. The loans can be used…

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Listen to the interview on the Business Innovators Radio Network:  https://businessinnovatorsradio.com/interview-with-eunicia-peret-ceo-and-founder-of-the-empowered-financial-planner/ Many business owners don’t think about exit planning until it’s too late. They may not have a succession plan in place or have thought about how they will sell or exit their business. This can be a big mistake, as it can leave them with less money than they could have made if they had planned ahead. Exit planning is vital for all businesses, but it’s especially critical for small businesses and the business owners individually. That’s because small…

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Kelley Pyles discusses her approach to helping clients create a savings plan that makes sense for a successful future. Social Security is a necessary part of a comprehensive retirement income strategy; there are important considerations before claiming early. Working with a financial professional is crucial in coordinating three types of benefits. Listen to the interview on the Business Innovators Radio Network:  https://businessinnovatorsradio.com/interview-with-kelley-c-pyles-cfp-certified-long-term-care-specialist-with-royal-fund-management/ Pyles says, “By combining the proper social security claiming strategy, the judicial use of annuities within qualified plans, and other financial instruments, a synergistic effect can be created.…

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Josh Millang discusses how taxes impact retirement. Listen to the interview on the Business Innovators Radio Network: https://businessinnovatorsradio.com/interview-with-josh-d-millang-president-of-retirement-protectors-discussing-how-taxes-impact-retirement/ Taxes are a significant factor to consider when creating a retirement plan. Paying taxes on income can significantly reduce the amount of money available for retirement savings. It is essential to understand how taxes can impact people’s plans and make adjustments accordingly.  Josh said: “By being aware of the tax implications, people can make more informed financial decisions that will help them reach their retirement goals more quickly. Knowing the types of…

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Josh Millang discusses how social security claiming impact retirement. Listen to the interview on the Business Innovators Radio Network:  https://businessinnovatorsradio.com/interview-with-josh-d-millang-president-of-retirement-protectors-discussing-how-social-security-claiming-impacts-retirement/ When deciding when to claim Social Security, it is crucial to understand the impact that this decision will have on retirement. Different claiming strategies, such as delaying or changing benefits, may affect the total lifetime Social Security benefit and other aspects of retirement income. If someone is married, their spouse’s benefit is also impacted by them claiming Social Security. If one spouse dies before the other does, the survivor can…

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Tom Rutkowski discusses using life insurance for retirement planning. Questions covered in this interview include: Why choose Life Insurance instead of annuities or other assets? Are these policies the same as I might use to insure my spouse? Does it take years to accumulate cash value in a whole life policy, and is the return on life insurance low relative to other investments Listen to the interview on the Business Innovators Radio Network: https://businessinnovatorsradio.com/interview-with-tom-rutkowski-president-of-innovative-retirement-strategies-discussing-using-life-insurance-for-retirement-planning/ Life insurance is an invaluable tool for retirement planning. With life insurance, people can ensure that…

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Mark MacDonald discusses how Physicians and other high income, and net worth individuals can take control of their taxes by utilizing tax-incentives inside the IRS tax code. In the interview, Mr. MacDonald discusses how Physicians and other high income, and high net worth individuals can reduce taxes on their current and future income, investments and estates utilizing a variety of tax-advantaged and tax-free strategies and products. One very popular strategy involves cash-value life insurance utilizing tax code 7702 and 72(e). Other popular IRS tax advantaged opportunities include well known tax…

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In this interview, Shaun Discusses His Approach to Helping His Clients with Financial Planning and Retirement Using Life Insurance. Because deferring taxes is not better than paying taxes now, he feels that placing money into a specialized account in a permanent life insurance policy provides spectacular benefits. This provides liquidity so one can access their funds while also providing tax-free growth. This guarantees no loss of principal and a dramatic upside in cash value growth inside the policy. Questions covered in the interview include:  Can retirement savings be passed to…

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