Jay Winestein, Founder of DeepDive Retirement, Interviewed on the Influential Entrepreneurs Podcast Discussing Advanced Life Expectancy Credits

Jay Winestein discusses how a sequence of returns can affect a retiree.  Listen to the interview on the Business Innovators Radio Network: https://businessinnovatorsradio.com/interview-with-jay-winestein-founder-of-deepdive-retirement-discussing-life-expectancy-credits-part-2/ The sequence of returns issue, the order of the returns in a portfolio, can become problematic for a retiree when they call it quits and retires and then needs to draw a regular income from the investment account. In particular, problems can occur when there are losses or lower returns than the withdrawal rate plus fees. For example, when a portfolio loses 10% and the withdrawal is…

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Nick Bliss, Partner & Financial Advisor with Clear Strategy, Interviewed on Podcast About a Holistic Approach to Retirement Planning

Nick Bliss discusses how Clear Strategy aims to provide confidence around financial planning by utilizing its experienced advisors to create a customized plan tailored to better support their clients’ financial, family, and life goals. Retirement planning is integral to financial planning and needs to be considered from a holistic perspective. Retirement planning encompasses more than simply ensuring that one has enough money saved for retirement, but also a plan for using those funds most effectively throughout retirement years. Retirement planning must consider the changing needs of individuals over time as…

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New Anthology Book “Betrayal By The Billions” Challenges The Standards of Teaching Available To The Beauty Industry & Hints At Changing Ethics

Michelle Valeri is sharing the message that the beauty industry needs to prepare for change in “Betrayal By The Billions: Stories and Insight From Industry Leaders Who Are Changing The Face Of Beauty”, her bold new book about the beauty industry.

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Jay Winestein, Founder of DeepDive Retirement, Interviewed on the Influential Entrepreneurs Podcast Discussing Life Expectancy Credits

Jay Winestein discusses how Life Expectancy (LE) Credits can help sustain retirement income.  Listen to the interview on the Business Innovators Radio Network: https://businessinnovatorsradio.com/interview-with-jay-winestein-founder-of-deepdive-retirement-discussing-life-expectancy-credits/ Large-scale pensions rely on the idea of how long individuals live in large groups. Life Expectancy (LE) credits are a crucial part of this large group actuarial concept that can add significant value to an individual’s retirement income. To simplify a sophisticated idea, in a large group of 100,000 individuals, some will live to total life expectancy or beyond, and some will fall short. The LE…

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Nick Bliss, Partner & Financial Advisor with Clear Strategy, Interviewed on Podcast About Legacy & Estate Planning

Nick Bliss discusses how Clear Strategy aims to provide confidence around financial planning by utilizing its experienced advisors to create a customized plan tailored to better support their clients’ financial, family, and life goals. Whether it’s a newly empty nest, marriage, divorce, moving, a big promotion at work, aging parents, selling a business, or starting a new one…change is inevitable. Everyone wants a golden retirement. But saving for retirement is no easy task. The baby boomer generation is graying. More and more people are approaching retirement age. With Social Security’s…

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